* When starting to do something
: SAY BISMILLAH

* When intending to do something
: SAY INSHA-ALLAH

* When something is being praised
: SAY SUBHAAN-ALLAH

* When in pain & distress
: SAY YA-ALLAH

* When expressing appreciation
: SAY MASHA-ALLAH

* When thanking someone
: SAY JAZAK-ALLAH

* When awakening from sleep
: SAY LA-ILAHA-ILL-ALLAH

* When taking oath
: SAY WALLAH-BILLAH

* When sneezing
: SAY ALHAMDOLILLAH

* When someone else sneezes
: SAY YAR-HAMOK-ALLAH

* When facing terror
: SAY LA-HAWLA-WALAA-QUWATAA-ILLAH-BILLAH

* When repenting of a sin
: SAY ASTAG-FERULLAH

* When giving to charity
: SAY FI-SABI-LILLAH

* When parting from someone
: SAY FI-AMAANILLAH

* When a problem appears
: SAY TAWWAKKAL-TO-ALLALLAH

* When unpleasantness appears
: SAY FATABAARAK- ALLAH

* When participating in prayer
: SAY AAMEEN.